/* ============================================================
   futurestar-theme.css — brand color pass for the public site
   Loaded after style.css / dashboard.css, so rules here win the
   cascade at equal specificity. Reuses the --sp-gold/--sp-gold-lt
   already established for the investor dashboard (header.css)
   instead of introducing a new accent color. --fs-gold-dark is a
   deeper amber not present elsewhere, used only where gold text
   needs real contrast against a light background.
   ============================================================ */

:root {
  --fs-gold: #FCB650;
  --fs-gold-dark: #B8791A;
  --fs-gold-lt: #FFF8EC;
  --fs-navy: #0A2540;
}

/* ── Nav dropdown item icons ──────────────────────────────── */
.dropdown-menu .dropdown-item i {
  color: var(--fs-gold);
  width: 18px;
  display: inline-block;
  text-align: center;
  margin-right: 6px;
  font-size: 14px;
}

/* ── Top announcement bar ─────────────────────────────────── */
.announcement-bar {
  position: relative;
  z-index: 300;
  background: var(--fs-navy);
  color: #fff;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.2px;
  padding: 9px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.announcement-bar i {
  color: var(--fs-gold);
  font-size: 13px;
}
.announcement-bar__left,
.announcement-bar__right {
  display: flex;
  align-items: center;
  gap: 20px;
}
.announcement-bar a,
.announcement-bar span {
  color: #fff;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
}
.announcement-bar a:hover {
  color: var(--fs-gold-lt);
}

@media screen and (max-width: 991px) {
  .announcement-bar__right {
    display: none;
  }
  .announcement-bar {
    justify-content: center;
  }
}

/* Only offset the header by the announcement bar's height while it's
   in its normal (absolute, in-flow-relative) position. Once scrolled,
   .header-active pins it to top:0 via `top:-70px` + `translateY(70px)`
   — the bar has already scrolled out of view by then, so it must not
   be pushed down, or a blank gap opens above the fixed nav. */
.header-section:not(.header-active) {
  top: 38px;
}

.hero {
  padding-top: 183px;
}
.hero--secondary {
  padding-top: 140px;
}

@media screen and (max-width: 767px) {
  .announcement-bar {
    font-size: 11px;
    padding: 8px 12px;
  }
}

/* ── Active nav link ──────────────────────────────────────────
   Scoped to :not(.dropdown-toggle) because Bootstrap's dropdown JS
   also stamps .active onto "Our Services"/"Insurance"/"Calculators"
   whenever their menu is open (an open-state cue, unrelated to the
   current page). Those toggles share the same ::after pseudo-element
   as their "+" caret glyph, so an unscoped rule here would clobber
   the caret's content and draw the underline on every open dropdown. */
.main-menu .navbar-nav .nav-item .nav-link.active:not(.dropdown-toggle) {
  color: var(--fs-gold) !important;
  position: relative;
}
.main-menu .navbar-nav .nav-item .nav-link.active:not(.dropdown-toggle)::after {
  content: "";
  position: absolute;
  left: 8px;
  right: 8px;
  bottom: 16px;
  height: 2px;
  border-radius: 2px;
  background: var(--fs-gold);
}
.custom-nevbar__nav .menu_item .menu_link.active:not(.dropdown-toggle) {
  color: var(--fs-gold) !important;
}

/* ── .fs-button — replaces the old .btn_theme/.btn_theme_active
   system sitewide. That template relied on --bs-body-color (which
   is what quietly went green everywhere earlier) and an absolutely
   positioned <span> hover-reveal hack. This is a plain, self
   contained component: one base class + modifiers, no JS, no extra
   markup beyond an optional icon. ── */
.fs-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 10px;
  /* border: 2px solid transparent; */
  font-size: 14px;
  font-weight: 600;
  line-height: 1.2;
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition: background-color 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}
/* .fs-button:hover {
  border: initial;
  outline: initial;
} */
.fs-button i {
  font-size: 15px;
}

.fs-button--primary {
  background: var(--bs-body-color);
  border-color: var(--fs-gold);
  color: #fff;
}
.fs-button--primary:hover,
.fs-button--primary:focus {
  background: var(--fs-gold);
  border-color: var(--fs-gold-dark);
  color: #fff;
}

.fs-button--dark {
  background: var(--fs-navy);
  border-color: var(--fs-navy);
  color: #fff;
}
.fs-button--dark:hover,
.fs-button--dark:focus {
  background: var(--fs-gold);
  border-color: var(--fs-gold);
  color: #fff;
}

.fs-button--outline {
  background: transparent;
  border-color: var(--fs-navy);
  color: var(--fs-navy);
}
.fs-button--outline:hover,
.fs-button--outline:focus {
  background: var(--fs-navy);
  color: #fff;
}

.fs-button--outline-light {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.6);
  color: #fff;
}
.fs-button--outline-light:hover,
.fs-button--outline-light:focus {
  background: #fff;
  border-color: #fff;
  color: var(--fs-navy);
}

.fs-button--sm {
  padding: 9px 18px;
  font-size: 13px;
}

/* ── Hero badge pill ──────────────────────────────────────── */
.hero-badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--fs-gold-lt);
  color: var(--fs-gold-dark);
  border: 1px solid rgba(18, 183, 106, 0.25);
  padding: 9px 20px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 14px;
}
.hero-badge-pill i {
  color: var(--fs-gold);
  font-size: 15px;
}

.text-accent-gold {
  color: var(--fs-gold-dark) !important;
}

/* ── Fund category cards (relocated out of the hero; no longer
   depends on .hero-version3, so it carries all its own spacing) ── */
.loan-tabbing-wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: center;
}
.loan-tabbing-wrap .loan-tab-items {
  position: relative;
  overflow: hidden;
  background: #fff;
  border: 1px solid #EEF1F4;
  border-radius: 16px;
  box-shadow: 0 4px 20px rgba(10, 37, 64, 0.06);
  padding: 30px 20px 26px;
  text-align: center;
  cursor: pointer;
  min-height: 168px;
  width: 22.5%;
  transition: box-shadow 0.3s ease, transform 0.3s ease;
}
.loan-tabbing-wrap .loan-tab-items:hover {
  box-shadow: 0 8px 28px rgba(10, 37, 64, 0.12);
  transform: translateY(-3px);
}
@media screen and (max-width: 991px) {
  .loan-tabbing-wrap .loan-tab-items { width: 30%; }
}
@media screen and (max-width: 767px) {
  .loan-tabbing-wrap .loan-tab-items { width: 45%; }
}
.cat-icon {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  font-size: 32px;
  position: relative;
  z-index: 1;
}
.cat-underline {
  display: block;
  width: 32px;
  height: 3px;
  border-radius: 3px;
  margin: 12px auto 0;
}
.cat-sparkline {
  position: absolute;
  top: 18px;
  right: 14px;
  width: 58px;
  height: 26px;
  opacity: 0.3;
}
.cat-text {
  color: #6A7283;
  /* font-size: 13px; */
  line-height: 1.6;
  margin: 10px 0 18px;
}
.cat-arrow {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 2px 10px rgba(10, 37, 64, 0.12);
  font-size: 15px;
  transition: transform 0.25s ease;
}
.loan-tab-items:hover .cat-arrow {
  transform: translateX(3px);
}
.cat-arrow i,
.cat-icon i {
  color: inherit;
}

/* ── Footer ───────────────────────────────────────────────── */
.fs-footer {
  position: relative;
  background: #fff;
  padding-top: 64px;
  overflow: hidden;
}
.fs-footer__top {
  padding-bottom: 48px;
}

.fs-footer__logo {
  height: 70px;
  margin-bottom: 18px;
}

.fs-footer__arn-card {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: var(--fs-gold-lt);
  border: 1px solid rgba(18, 183, 106, 0.2);
  border-radius: 12px;
  padding: 14px 16px;
  margin-bottom: 18px;
}
.fs-footer__arn-icon {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--fs-gold-lt);
  color: var(--fs-gold-dark);
  display: flex !important;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}
.fs-footer__arn-card strong {
  display: block;
  color: var(--fs-navy);
  font-size: 1.8rem;
  margin-bottom: 2px;
}
.fs-footer__arn-card span {
  display: block;
  color: #5B6472;
  font-size: 12.5px;
  line-height: 1.5;
}
.fs-footer__arn-card .fs-footer__arn-number {
  color: var(--fs-gold-dark);
  font-weight: 600;
}

.fs-footer__desc {
  color: #5B6472;
  /* font-size: 14.5px; */
  line-height: 1.7;
  margin-bottom: 20px;
}

.fs-footer__social {
  display: flex;
  gap: 10px;
}
.fs-social {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1.5px solid;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  transition: all 0.25s ease;
}
.fs-social--facebook  { border-color: #1877F2; color: #1877F2; }
.fs-social--twitter   { border-color: #1DA1F2; color: #1DA1F2; }
.fs-social--instagram { border-color: #DD2A7B; color: #DD2A7B; }
.fs-social--youtube   { border-color: #FF0000; color: #FF0000; }
.fs-social--linkedin  { border-color: #0A66C2; color: #0A66C2; }
.fs-social:hover { color: #fff; border-color: transparent; }
.fs-social--facebook:hover { background: #1877F2; }
.fs-social--twitter:hover { background: #1DA1F2; }
.fs-social--instagram:hover { background: linear-gradient(45deg, #F58529, #DD2A7B, #8134AF, #515BD4); }
.fs-social--youtube:hover { background: #FF0000; }
.fs-social--linkedin:hover { background: #0A66C2; }

.fs-footer__col-head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 18px;
}
.fs-footer__col-icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--fs-gold-lt);
  color: var(--fs-gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 17px;
}
.fs-footer__col-head h5 {
  color: var(--fs-navy);
  font-weight: 700;
  font-size: 16px;
  margin: 0;
}

.fs-footer__links {
  list-style: none;
  margin: 0;
  padding: 0;
}
.fs-footer__links li {
  margin-bottom: 12px;
}
.fs-footer__links a {
  color: #5B6472;
  font-size: 14.5px;
  text-decoration: none;
  transition: color 0.2s ease;
}
.fs-footer__links a i {
  color: var(--fs-gold);
  font-size: 12px;
  margin-right: 4px;
}
.fs-footer__links a:hover {
  color: var(--fs-gold-dark);
}

.fs-footer__newsletter-form .input-group {
  background: #fff;
  border: 1px solid #DFE0E4;
  border-radius: 999px;
  padding: 5px 5px 5px 18px;
  display: flex;
  align-items: center;
  flex-wrap: nowrap;
}
.fs-footer__newsletter-form .form-control {
  border: none;
  background: transparent;
  padding: 8px 0;
  font-size: 14px;
  box-shadow: none;
  min-width: 0;
}
.fs-footer__newsletter-form .form-control:focus {
  outline: none;
  box-shadow: none;
}
.fs-footer__newsletter-btn {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: none;
  background: var(--fs-gold);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  transition: background 0.2s ease;
}
.fs-footer__newsletter-btn:hover {
  background: var(--fs-gold-dark);
}
.fs-footer__privacy-note {
  display: flex;
  align-items: center;
  gap: 6px;
  color: #8891A0;
  font-size: 12.5px;
  margin-top: 14px;
}
.fs-footer__privacy-note i {
  color: var(--fs-gold);
}

.fs-footer__compliance {
  border-top: 1px solid #EEF1F4;
  background: #FAFBFC;
  padding: 22px 0;
}
.fs-footer__compliance-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
}
.fs-footer__risk {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1 1 320px;
}
.fs-footer__risk-icon {
  flex-shrink: 0;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--fs-gold-lt);
  color: var(--fs-gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
}
.fs-footer__risk p {
  margin: 0;
  color: #5B6472;
  font-size: 13.5px;
  line-height: 1.5;
}
.fs-footer__risk p strong {
  color: var(--fs-navy);
}

.fs-footer__reg-badges {
  display: flex;
  align-items: center;
  gap: 10px;
}
.fs-footer__reg-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.5px;
  background: #EEF4FF;
  color: var(--fs-navy);
  border: 1px solid #DCE7FB;
}
.fs-footer__reg-badge i {
  font-size: 13px;
}
.fs-footer__reg-badge--amfi {
  background: var(--fs-gold-lt);
  color: var(--fs-gold-dark);
  border-color: rgba(18, 183, 106, 0.25);
}
.fs-footer__reg-text {
  color: #5B6472;
  font-size: 12.5px;
  line-height: 1.5;
}

.fs-footer__copyright {
  color: #5B6472;
  font-size: 12.5px;
  line-height: 1.5;
  text-align: right;
}

.fs-footer__gradient-bar {
  height: 4px;
  background: linear-gradient(90deg, var(--fs-gold) 0%, var(--fs-navy) 100%);
}

@media screen and (max-width: 991px) {
  .fs-footer__compliance-inner {
    justify-content: center;
    text-align: center;
  }
  .fs-footer__risk {
    justify-content: center;
    flex: 1 1 100%;
  }
  .fs-footer__copyright {
    text-align: center;
    width: 100%;
  }
}

/* ── Modern hero (two-column: content + illustration) ────────── */
/* .hero--secondary::after paints a solid dark background (plus a
   missing bg image) for that hero variant. It was only ever hidden
   because the old hero also carried .hero-version3, whose own
   ::after{display:none} happened to win the cascade. Scoped to
   .hero-modern specifically so other pages still using
   .hero--secondary on its own keep their intended dark banner. */
.hero-modern::before,
.hero-modern::after {
  display: none;
}
.hero-modern {
  background: #F7F8FA;
  padding-bottom: 0;
}
.hero-modern .section__content-title {
  line-height: 1.15;
}
.hero-modern .section__content-text {
  max-width: 480px;
}
.hero-trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 22px 28px;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
}
.hero-trust-item i {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--fs-gold-lt);
  color: var(--fs-gold-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}
.hero-trust-item div {
  line-height: 1.25;
}
.hero-trust-item strong {
  display: block;
  color: var(--fs-navy);
  font-size: 1.4rem;
}
.hero-trust-item span {
  display: block;
  color: #6A7283;
  font-size: 12px;
}

.hero-illustration {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 10px;
}
.hero-illustration svg {
  width: 100%;
  max-width: 420px;
  height: auto;
}

/* ── Feature strip (overlaps the bottom of the hero) ─────────── */
.feature-strip {
  position: relative;
  z-index: 2;
  /* margin-top: -60px; */
  padding-bottom: 40px;
}
.feature-strip__card {
  background: #fff;
  border-radius: 20px;
  box-shadow: 0 12px 40px rgba(10, 37, 64, 0.1);
  padding: 40px 30px;
  display: flex;
  flex-wrap: wrap;
  gap: 30px;
}
.feature-strip__item {
  flex: 1 1 180px;
  text-align: center;
}
.feature-strip__icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  font-size: 24px;
}
.feature-strip__item h6 {
  color: var(--fs-navy);
  font-weight: 700;
  margin-bottom: 8px;
}
.feature-strip__item p {
  color: #6A7283;
  font-size: 13.5px;
  line-height: 1.6;
  margin: 0;
}

/* ── Partner / AMC logo strip ─────────────────────────────────── */
.partner-strip {
  padding: 30px 0 50px;
}
.partner-strip__inner {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 28px;
}
.partner-strip__label {
  color: #6A7283;
  font-size: 14px;
  font-weight: 600;
  flex-shrink: 0;
}
.partner-strip__logos {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 36px;
  flex: 1;
}
.partner-strip__logos img {
  height: 32px;
  width: auto;
  object-fit: contain;
}

/* ── "Explore by Investment Type" section header (reuses hero-badge-pill) */
.fund-category-section {
  position: relative;
  overflow: hidden;
  padding: 50px 10px;
  background: linear-gradient(180deg, #F7F9FC 0%, #ffffff 100%);
}
.fund-category-section__dots {
  position: absolute;
  left: 0;
  bottom: 0;
  width: 160px;
  height: 160px;
  background-image: radial-gradient(#C7D0DE 1.5px, transparent 1.5px);
  background-size: 16px 16px;
  opacity: 0.5;
  pointer-events: none;
}
.fund-category-section__coins {
  position: absolute;
  right: 24px;
  bottom: 0;
  width: 130px;
  pointer-events: none;
}
.fund-category-section__coins svg {
  width: 100%;
  height: auto;
}
@media screen and (max-width: 991px) {
  .fund-category-section__coins {
    display: none;
  }
}

.fund-category-disclaimer {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  /* gap: 14px; */
  max-width: 640px;
  margin: 40px auto 0;
  padding: 14px 24px;
  border: 1px solid #EEF1F4;
  border-radius: 999px;
  background: #fff;
  color: #6A7283;
  font-size: 13px;
}
.fund-category-disclaimer i {
  color: var(--fs-gold-dark);
  margin-right: 6px;
}
.fund-category-disclaimer__divider {
  width: 1px;
  height: 16px;
  background: #DFE0E4;
}
@media screen and (max-width: 575px) {
  .fund-category-disclaimer__divider {
    display: none;
  }
}

/* ── Fund category modal (.fc-modal) — replaces the plain Bootstrap
   default modal-header/body/footer, which rendered as an unstyled
   bullet dump with a stray gradient header from a generic .modal-header
   rule elsewhere in style.css. This bypasses that by styling its own
   classes instead of Bootstrap's semantic modal-header/footer. ── */
.fc-modal .modal-content {
  border: none;
  border-radius: 18px;
  overflow: hidden;
}
.fc-modal__header {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 24px 28px;
  background: var(--fs-navy);
  border: none;
}
.fc-modal__header-icon {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
}
.fc-modal__title {
  color: #fff;
  font-weight: 700;
  font-size: 20px;
  margin: 0 0 4px;
}
.fc-modal__subtitle {
  color: #C7D0DE;
  font-size: 13.5px;
  margin: 0;
}
.fc-modal__close {
  margin-left: auto;
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: none;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
}
.fc-modal__close:hover {
  background: rgba(255, 255, 255, 0.22);
}

.fc-modal__body {
  padding: 28px;
  max-height: 65vh;
  overflow-y: auto;
}
.fc-modal__intro {
  color: #404A60;
  font-size: 14.5px;
  line-height: 1.7;
  margin-bottom: 20px;
}
.fc-modal__section-label {
  color: var(--fs-navy);
  font-weight: 700;
  font-size: 15px;
  margin-bottom: 14px;
}

.fc-feature-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 20px;
}
.fc-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding-bottom: 14px;
  border-bottom: 1px solid #F0F2F5;
}
.fc-feature-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}
.fc-feature-item__icon {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}
.fc-feature-item strong {
  display: block;
  color: var(--fs-navy);
  font-size: 14px;
  margin-bottom: 2px;
}
.fc-feature-item span {
  display: block;
  color: #6A7283;
  font-size: 13px;
  line-height: 1.5;
}

.fc-ideal-for {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--fs-gold-lt);
  border: 1px solid rgba(184, 121, 26, 0.2);
  border-radius: 10px;
  padding: 14px 16px;
  color: #6A7283;
  font-size: 13.5px;
}
.fc-ideal-for i {
  color: var(--fs-gold-dark);
  font-size: 16px;
  margin-top: 1px;
}
.fc-ideal-for strong {
  color: var(--fs-navy);
}

.fc-growth-card {
  border: 1px solid #EEF1F4;
  border-radius: 14px;
  padding: 20px;
  margin-bottom: 16px;
}
.fc-growth-card__title {
  color: var(--fs-navy);
  font-weight: 700;
  font-size: 14px;
  margin-bottom: 14px;
}
.fc-growth-card__stats {
  display: flex;
  gap: 10px;
  margin-bottom: 16px;
}
.fc-growth-card__stats > div {
  flex: 1;
  background: #F7F9FC;
  border-radius: 10px;
  padding: 10px 12px;
}
.fc-growth-card__stats span {
  display: block;
  color: #6A7283;
  font-size: 11.5px;
  margin-bottom: 3px;
}
.fc-growth-card__stats strong {
  color: var(--fs-navy);
  font-size: 15px;
}
.fc-growth-card__rate {
  color: #16A34A !important;
}
.fc-growth-card__label {
  display: block;
  color: #6A7283;
  font-size: 12px;
  margin-bottom: 8px;
}
.fc-growth-card__years {
  display: flex;
  gap: 6px;
  margin-bottom: 18px;
}
.fc-year-btn {
  flex: 1;
  padding: 7px 0;
  border-radius: 8px;
  border: 1px solid #DFE0E4;
  background: #fff;
  color: var(--fs-navy);
  font-size: 12.5px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  display: grid;
}
.fc-year-btn.active {
  background: var(--fs-navy);
  border-color: var(--fs-navy);
  color: #fff;
}
.fc-growth-card__result {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  background: var(--fs-gold-lt);
  border-radius: 12px;
  padding: 16px 18px;
  overflow: hidden;
}
.fc-growth-card__corpus span {
  display: block;
  color: #8A6A2F;
  font-size: 11.5px;
}
.fc-growth-card__corpus strong {
  display: block;
  color: var(--fs-gold-dark);
  font-size: 22px;
  font-weight: 700;
  margin: 2px 0;
}
.fc-growth-card__corpus small {
  color: #8A6A2F;
  font-size: 11px;
}
.fc-growth-card__art {
  flex-shrink: 0;
  width: 70px;
}
.fc-growth-card__art svg {
  width: 100%;
  height: auto;
}

.fc-info-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #EFF6FF;
  border-radius: 10px;
  padding: 12px 14px;
  color: #3B5A80;
  font-size: 12.5px;
  margin-bottom: 20px;
}
.fc-info-note i {
  color: #3B82F6;
  margin-top: 1px;
}

.fc-mini-notes {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.fc-mini-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: #6A7283;
  font-size: 12.5px;
  line-height: 1.5;
}
.fc-mini-note i {
  flex-shrink: 0;
  margin-top: 1px;
  color: var(--fs-gold-dark);
}

.fc-modal__footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  padding: 18px 28px;
  background: #F7F9FC;
  border-top: 1px solid #EEF1F4;
}
.fc-modal__footer-text {
  display: flex;
  align-items: center;
  gap: 12px;
}
.fc-modal__footer-text i {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #fff;
  border: 1px solid #EEF1F4;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--fs-navy);
  font-size: 16px;
}
.fc-modal__footer-text strong {
  display: block;
  color: var(--fs-navy);
  font-size: 13.5px;
}
.fc-modal__footer-text span {
  display: block;
  color: #6A7283;
  font-size: 12px;
}

/* ── Contact Us page ──────────────────────────────────────── */
.contact-form-card {
  background: #fff;
  border: 1px solid #EEF1F4;
  border-radius: 16px;
  padding: 32px;
  box-shadow: 0 8px 30px rgba(10, 37, 64, 0.06);
  height: 100%;
}
.contact-form-card__title {
  color: var(--fs-navy);
  font-weight: 700;
  margin-bottom: 6px;
}
.contact-form-card__subtitle {
  color: #6A7283;
  font-size: 13.5px;
  margin-bottom: 22px;
}
.contact-form-card .form-label {
  color: var(--fs-navy);
  font-weight: 600;
  font-size: 13.5px;
  margin-bottom: 6px;
}
.contact-form-card .form-control,
.contact-form-card .input-group-text {
  border: 1px solid #DFE0E4;
  border-radius: 10px;
  padding: 11px 14px;
  font-size: 14px;
}
.contact-form-card .input-group-text {
  background: #F7F9FC;
  color: var(--fs-navy);
  font-weight: 600;
  border-right: none;
  border-top-right-radius: 0;
  border-bottom-right-radius: 0;
}
.contact-form-card .input-group .form-control {
  border-top-left-radius: 0;
  border-bottom-left-radius: 0;
}
.contact-form-card .form-control:focus {
  border-color: var(--fs-gold);
  box-shadow: 0 0 0 3px rgba(252, 182, 80, 0.15);
  outline: none;
}
.contact-form-card .form-check-label {
  color: #6A7283;
  font-size: 13px;
}
.contact-form-card .form-check-label a {
  color: var(--fs-gold-dark);
}
.contact-form-card__alert {
  border-radius: 10px;
  padding: 12px 14px;
  font-size: 13.5px;
  margin-bottom: 14px;
}
.contact-form-card__alert--success {
  background: #ECFDF5;
  color: #065F46;
  border: 1px solid rgba(5, 150, 105, 0.2);
}
.contact-form-card__alert--error {
  background: #FEF2F2;
  color: #991B1B;
  border: 1px solid rgba(220, 38, 38, 0.2);
}

.contact-touch-card {
  background: #fff;
  border: 1px solid #EEF1F4;
  border-radius: 16px;
  padding: 32px;
  height: 100%;
}
.contact-touch-card__title {
  color: var(--fs-navy);
  font-weight: 700;
  margin-bottom: 6px;
}
.contact-touch-card__subtitle {
  color: #6A7283;
  font-size: 13.5px;
  margin-bottom: 22px;
}
.contact-touch-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding-bottom: 18px;
  margin-bottom: 18px;
  border-bottom: 1px solid #F0F2F5;
}
.contact-touch-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
  margin-bottom: 0;
}
.contact-touch-item__icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}
.contact-touch-item strong {
  display: block;
  color: var(--fs-navy);
  font-size: 14.5px;
  margin-bottom: 3px;
}
.contact-touch-item span,
.contact-touch-item a {
  display: block;
  color: #6A7283;
  /* font-size: 13px; */
  line-height: 1.5;
  text-decoration: none;
}
.contact-touch-item__bold {
  color: var(--fs-navy) !important;
  font-weight: 600;
}
.contact-touch-item > div > a {
  color: var(--fs-gold-dark);
  font-weight: 600;
}
.contact-touch-item > div > a:hover {
  text-decoration: underline;
}

.contact-trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  background: var(--fs-gold-lt);
  border-radius: 16px;
  padding: 26px 30px;
  margin-top: 30px;
}
.contact-trust-strip__item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  flex: 1 1 220px;
}
.contact-trust-strip__item i {
  flex-shrink: 0;
  color: var(--fs-gold-dark);
  font-size: 20px;
  margin-top: 2px;
}
.contact-trust-strip__item strong {
  display: block;
  color: var(--fs-navy);
  font-size: 14px;
}
.contact-trust-strip__item span {
  display: block;
  color: #6A7283;
  font-size: 12.5px;
  line-height: 1.5;
}

.contact-cta-bar {
  background: var(--fs-navy);
  padding: 28px 0;
}
.contact-cta-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 18px;
}
.contact-cta-bar__text {
  display: flex;
  align-items: center;
  gap: 16px;
}
.contact-cta-bar__text i {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 20px;
}
.contact-cta-bar__text strong {
  display: block;
  color: #fff;
  font-size: 16px;
}
.contact-cta-bar__text span {
  display: block;
  color: #C7D0DE;
  font-size: 13px;
  max-width: 420px;
}
@media screen and (max-width: 767px) {
  .contact-cta-bar__inner {
    flex-direction: column;
    text-align: center;
  }
  .contact-cta-bar__text {
    flex-direction: column;
    text-align: center;
  }
}

@media screen and (max-width: 767px) {
  .fc-modal__footer {
    flex-direction: column;
    align-items: stretch;
    text-align: center;
  }
  .fc-modal__footer-text {
    justify-content: center;
  }
}